UMe Realty Group
Call Robert

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$686,213$686,213$787,500
Remaining term (yrs)26.226.230.0
Secondary amount$0$101,287$0
Funding fee$3,431$3,431$0
Note rate6.580%6.580%7.320%
Blended rate6.580%6.763%7.560%
1st payment$4,575.53$4,575.53$5,409.58
2nd payment$0.00$675.25$0.00
Taxes / mo$289.92$289.92$289.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$157.50
HOA / mo$94.00$94.00$94.00
Total monthly$5,176.11$5,851.36$6,167.66
Cash to close$188,787$87,500$87,500