UMe Realty Group
Call Robert

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$147,588$147,588$314,910
Remaining term (yrs)24.324.330.0
Secondary amount$0$167,322$0
Funding fee$738$738$0
Note rate2.670%2.670%7.320%
Blended rate2.670%5.502%7.560%
1st payment$686.16$686.16$2,163.21
2nd payment$0.00$1,115.48$0.00
Taxes / mo$198.50$198.50$198.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$52.00$52.00$52.00
Total monthly$1,086.66$2,202.14$2,626.70
Cash to close$202,312$34,990$34,990