UMe Realty Group
Call Robert

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$325,920$325,920$832,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$506,580$0
Funding fee$1,630$1,630$0
Note rate2.670%2.670%7.320%
Blended rate2.670%5.761%7.560%
1st payment$1,504.36$1,504.36$5,718.70
2nd payment$0.00$3,271.66$0.00
Taxes / mo$304.75$304.75$304.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$166.50
HOA / mo$71.33$71.33$71.33
Total monthly$2,097.11$5,368.77$6,477.94
Cash to close$599,080$92,500$92,500