UMe Realty Group
Call Robert

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$84,568$84,568$211,500
Remaining term (yrs)19.119.130.0
Secondary amount$0$126,932$0
Funding fee$423$423$0
Note rate3.940%3.940%7.320%
Blended rate3.940%6.377%7.560%
1st payment$522.89$522.89$1,452.86
2nd payment$0.00$846.21$0.00
Taxes / mo$64.92$64.92$64.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.30
HOA / mo$0.00$0.00$0.00
Total monthly$737.80$1,584.01$1,710.07
Cash to close$150,432$23,500$23,500