UMe Realty Group
Call Robert

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$569,183$569,183$584,100
Remaining term (yrs)27.327.330.0
Secondary amount$0$47,367$0
Funding fee$2,846$2,846$0
Note rate6.620%6.620%7.320%
Blended rate6.620%7.024%7.560%
1st payment$3,750.39$3,750.39$4,012.36
2nd payment$0.00$468.74$0.00
Taxes / mo$207.17$207.17$207.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.82
HOA / mo$124.00$124.00$124.00
Total monthly$4,248.23$4,716.97$4,627.02
Cash to close$79,817$32,450$64,900