UMe Realty Group
Call Robert

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$103,622$103,622$270,000
Remaining term (yrs)18.818.830.0
Secondary amount$0$166,378$0
Funding fee$518$518$0
Note rate4.020%4.020%7.320%
Blended rate4.020%6.473%7.560%
1st payment$650.66$650.66$1,854.71
2nd payment$0.00$1,109.19$0.00
Taxes / mo$110.67$110.67$110.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$911.32$2,020.51$2,169.38
Cash to close$196,378$30,000$30,000