UMe Realty Group
Call Robert

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$85,074$85,074$945,000
Remaining term (yrs)27.827.830.0
Secondary amount$0$859,926$0
Funding fee$425$425$0
Note rate6.730%6.730%7.320%
Blended rate6.730%7.658%7.560%
1st payment$563.12$563.12$6,491.49
2nd payment$0.00$5,553.69$0.00
Taxes / mo$270.58$270.58$270.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$189.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,050.37$6,604.06$7,167.74
Cash to close$964,926$105,000$105,000