UMe Realty Group
Call Robert

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$336,934$336,934$373,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$36,566$0
Funding fee$1,685$1,685$0
Note rate3.920%3.920%7.320%
Blended rate3.920%4.417%7.560%
1st payment$1,739.96$1,739.96$2,565.69
2nd payment$0.00$274.24$0.00
Taxes / mo$111.50$111.50$111.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,001.46$2,275.70$2,901.89
Cash to close$78,066$41,500$41,500