UMe Realty Group
Call Robert

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$164,382$164,382$312,210
Remaining term (yrs)24.224.230.0
Secondary amount$0$147,828$0
Funding fee$822$822$0
Note rate2.870%2.870%7.320%
Blended rate2.870%5.299%7.560%
1st payment$782.87$782.87$2,144.67
2nd payment$0.00$985.52$0.00
Taxes / mo$151.58$151.58$151.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.44
HOA / mo$90.00$90.00$90.00
Total monthly$1,174.45$2,159.97$2,598.69
Cash to close$182,518$34,690$34,690