UMe Realty Group
Call Robert

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$81,365$81,365$211,410
Remaining term (yrs)23.023.030.0
Secondary amount$0$130,045$0
Funding fee$407$407$0
Note rate3.600%3.600%7.320%
Blended rate3.600%6.307%7.560%
1st payment$431.91$431.91$1,452.24
2nd payment$0.00$866.97$0.00
Taxes / mo$59.92$59.92$59.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.28
HOA / mo$153.00$153.00$153.00
Total monthly$794.83$1,661.80$1,857.44
Cash to close$153,535$23,490$23,490